Your Questions About Successful Trading Companies

George asks…

What do i need to do to make my own architect company?

When i am older, i would like to work as an architect.
i have been reading information and some of it confuses me.
the question i was reading was something about making your own architect company and start out making $60,000.
what would i have to do in order to make my own company.
i am not sure if i would like to be an architect engineer because i was quite not sure if it was suppose to be a girl’s job.
please help me out here with your answer and opinion.
when i am older of course

John answers:

You will need to be an architect before you can create your own architectural company. Depending on your State, you need to finish your high school degree, get an education from a NAAB accredited program, fulfill your internship requirements, and pass the 7-part Architectural Registration Exam (ARE). Again, check with your State Board of Technical Registration to see what their requirements are.

After you an architect, you need to choose a name for your company and file it with your State’s Corporation Commission and file for a tax ID number. At that point, you will need to decide whether you want to set up your company as a sole propriotor or an LLC. You need to discuss this with your CPA. Once all this is settled, you will need to create a business plan to submit to a bank to borrow money and/or to start a line of credit for a start up company. You may also consult the Small Business Administration ( to help.

When you own your own firm, you may make hundreds of thousands of dollars or 0. There are no guarantees. You need to be able to answer the question of why clients want to seek your services. You will also need to get your information to potential clients. That is the toughest part of the profession in my opinion.

Regarding whether an “architect engineer” is suppose to be a “girl’s job”; I hope your opinion will change as you get older. I’ve worked with many talented and successful women in the architectural and construction trade. They hold positions as principals in large firms to owning their practice. Understand your job as architect is to have a good understanding of structural systems. You do not have the luxury to choose whether you understand engineering or not. At the end of the day, we check and are responsible for the engineer’s work (whether you like it or not). Architects do not check beam calculations, but we are required to review structural and MPE drawings to seek out conflicts and questionable sized elements. It is part of the responsibility, and it is not dull or boring. That is the reason the job is so much fun, you get to do a little of everything.

Helen asks…

What do genealogists typically charge for services?

What is the general range a genealogist would charge? Do they only charge in full if they are successful? Is there a typical time frame? What if they can’t find anything?

Thank you

John answers:

Most charge by the hour, and you tell them how many hours you can afford for them to work.

Professionals charge $25 – $100 per hour, usually with an 8, 12 or 20-hour minimum.

A poor but honest widow might do it for $10 – $15 per hour, cash under the table (Not completely honest; fiddle dee dee to the IRS). You’d find one through your local Family History Center or the county genealogy society, but tread warily; Mormons are notoriously honest, so don’t suggest stiffing the government out loud.

Anyone who guarantees they will find things or works for a set fee instead of an hourly one is suspicious. Some big companies with 10 -15 salaried researchers do that; they can afford to take the loss when they come up blank. Independent genealogists can’t. In one sense it is like hiring a fishing guide; they know what they are doing and can usually find something worth your time, but every once in a while they get skunked.

I offer 20 hours of my time at our church talent auction every year. My “item” usually goes for $200 – $300. I’m not volunteering to work for you for that fee, just making this suggestion:

If you attend a church that could use a little extra cash, you might offer to donate $200 to the church, over and above your annual pledge, if one of the members would spend 20 hours working on your problem. The member would get her name on the list of contributors to the new roof (Choir robes, hymnals . . .), PLUS a puzzle to solve for fun (our version of the Sunday Times cross-word puzzle is a brand new family to track), the church would be $200 richer and you’d have a canceled check made out to First Presbyterian with something reasonable in the memo line, which you could claim on your income tax, again letting the IRS go whistle. Sounds like a win-win-win situation to me.

You could ask, again at the county genealogy society or your local FHC, if anyone was willing to trade 10, 20, 30 hours of her time (75% of genealogists are ladies) for an equal amount of yours, if you are handy at auto tuneups, house painting, gardening, minor electrical repairs, Chinese cooking . . .

In 20 hours I can usually get to 1850 on a couple of lines; if the family is interesting, I go a little further just for fun.

At the other end of the affordability spectrum, if you were as rich as Bill Gates, you could hire someone from Salt Lake City with a Ph D. In History to fly to Europe and poke through 14th century church records for a year.

If you hired someone to mow your lawn or do your taxes or fill a tooth, there is a set task and a set fee. Every time you find an ancestor, you get two more pieces of the puzzle; who were the parents? So, since there is no definite end point, you hire someone to work for “X” hours, instead of a flat fee.

Richard asks…

Can you tell me what the most honest and best home-based biz?

There are so many scams, that it is hard to know in which direction to go.
I would like a way to earn money from home, but I want a fair compensation and a company of integrity.

John answers:

I am sure you have gotten a lot of responses, but let me share a quick story. I joined a home business in March. I thought it was a great concept and thought for sure everyone would want it, I knew they all would need it. In making my “pitch” I was missing something. I did not get the business and its real purpose. Now, I could go on and tell you we are traded on the New York Stock Exchange and that some states need a license, so we are legit, but when I heard the founder of this company talk, it made me realize, I was with a company, where the founder was actually in it to help people. All people. His story is incredible and when he spoke, it was right to me. If you do want to find a business where the founder believes in it and truly wants us to be successful and help thousands of people, I will share the information with you!

Carol asks…

Do you have any advice for a rookie investor?

I would like to start investing my money, what company would you reccomend to someone just starting out.

I’m pretty sure I couldnt do it on my own, but at the same time I do not want to be losing money overpaying some company that is only out for themselves. I really hate those places that charge you for every little thing they can.

Are there any classes I can take that would make me more buisness savy?

John answers:

In the beginning “newbie” traders and investors DO NOT INVEST THE FIRST cent or dollar. No amount of money.

In the beginning you LEARN HOW:
A] the stock market works.

B] to invest in many, many various ways.

C] to properly trade

D] many other concepts and aspects.

Beginning or novice [‘newbies”] investors and traders ALWAYS make mistakes. In fact, throughout a person’s avocation or hobby to do trading, he/she will make mistakes.

In the very beginning, you READ AND LEARN about the market and how it works:
Read “Investing for Dummies”
As you are reading and doing research about the investments you are interested in, sometimes you’ll come across a financial or investment term you never heard before.

You can usually find excellent, easy-to-understand definitions of many financial and investment terms by going to Investopedia’s dictionary.

Http:// is a free site. It’s recognized by Y! A as a “Featured Knowledge Partner”.

It probably won’t be long when you’ll feel you’re ready to invest your hard-earned money. Before taking that step, you really should do research about what you are investing in. It also has a free, paper trading platform. You can set up a virtual account and almost trade as though you were trading with real money.

Http:// is also recognized by Y! A as a “Featured Knowledge Partner”
The thought processes are:
1] to have more successful trades than failing trades.
2] to minimize the losses of those losing trades.
3] “To live to trade another day.” Having enough money in the trading account to return to the market.

ALL this is accomplished by a few true expressions used on Wall Street:
Some trading expressions come to mind:
A] “On Wall Street there aren’t any gifts.”
No one gives anyone else anything – not even stock tips.

B] BUlls [BUyers] earn money.
BEars [SEllers] earn money.
Pigs get fat.
Hogs [Greedy Traders] get slaughtered. They lose the money in their trading accounts.

C] “Trees don’t grow to Heaven. Neither do stocks or any other investments.”
In other words: What goes up, MUST come down!

D] “Plan your trade. THEN trade your plan!”
Have a trading plan with rules for that plan for each strategy.

$____ may not be enough for you to get started. I want everyone to know I DO NOT own any portion of this man’s estate, nor am I associated with him or any one else connected with him in any way. I am not part of the publishing company or an agent or anything else. This man does not know me from Adam AND I don’t know him. I know of him and the wonderful book he wrote. THIS IS NOT SPAM.
You should buy a copy of this book:
“The Richest Man in Babylon” by George S. Classon. You can get the book on
Its very easy to read. Its very easy to follow. You can write in it. You can make notes in it. All you have to do is to read five [5] pages – Let’s count
1 – 2 – 3 – 4 – 5 pages of this book – or any book – each and every day.
OR You can leave it sit on the shelf, on a table or on the floor and let it collect dust.

Thanks for asking your Q! I enjoyed answering it!

Ron Berue
Yes, that is my real last name!

Susan asks…

How can my boyfriend live and work in Canada?

I’d be grateful for any advice you had on how my boyfriend can work and live in Canada.

I am a Canadian citizen living in Northern Ireland. I have lived here for 18 years but I was born in Vancouver, Canada. I am in the process of renewing my Canadian passport and obtaining a Social Insurance Number.

My boyfriend, 35, and I would like to move to Canada. We have lived together for just shy of a year. My boyfriend is going to apply under the Irish IEC when it opens this month. As he is 35, this is the last year he qualifies to apply. If he is not successful, we need to look at other opportunities. Which is my question – How can my boyfriend live and work in Canada if I am a Canadian citizen? Can he work under my citizenship? Do I need to ‘sponsor’ him? I’m not familiar with this so any help or guidance on alternative ways for us to work and live in Canada would be fantastic!

P.S. We know marriage would work ha ha. We aren’t just quite ready for that yet!

John answers:

If you aren’t ready to ‘marry’ him, then Canada isn’t willing to let him go the front of the line nor are taxpayers willing to provide him with health care, education, and other social programs. He’d need qualify the same as anyone else.

I don’t understand why you are bothering with an IEC visa. It is a non-immigration visa. After one year, he needs to leave. CIC will take a dim view if they learn they he isn’t a ‘tourist’ but has a common-law partner in Canada and it is a massive waste of their time and resources processing unnecessary non-immigration visas when you fully intend to apply for permanent residency months later. And if you don’t apply to sponsor him within a few months, he’ll have to leave Canada anyway and you’d be in the same boat.

If you wish to sponsor a spouse or common-law partner, you need to have a solid job history in Canada, a residence, and a minimum of $13,000 in savings. You will need proof of a marriage or common-law relationship. You must also sign an agreement with Citizenship and Immigration Canada agreeing to cover all his debts for a minimum of three years (whether you remain together or not) and not to use certain forms of government assistance (income assistance, student loans, etc.) during at time. He must pass medical exams and background checks. The process averages about 11 months for the UK embassy. Sometime in that period he will be issued with a visa to enter Canada. You must then live together for at least two years.

If you don’t wish to sponsor him… Then he goes through the same requirements as anyone else. He can try looking for a skilled job offer (doctor, engineer, nurse, specialized trades, etc.) and then compete for one of 10,000 positions each year; have a net worth of $1.6M and invest $800k in Canadian company; graduate from a Canadian university in specific programs and find a job offer in Canada; or obtain a nomination from one of the provinces (famous performing artist, top athlete, doctor willing to work in a remote community, etc.). He would also need background, medical, and financial checks (minimum $13,000). Most categories are closed for applications until later in the year and processing times run five or more years.

This is something you should talk with an immigration lawyer about.

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