Your Questions About Quick Money Making Stocks

Laura asks…

18 years old and looking to start investing, any advice?

Im an 18 year old college student and I want to learn the proper way of investing in the stock market. I am not looking for a get rich quick scam, or to become the next Warren Buffet, but I would like to be able to understand the market, and intelligently invest in stocks. Since I am young I feel this is the perfect time to learn the market, and put the money I make to good use. So any help would be greatly appreciated.

John answers:

Many things are better learn in practice than in theory, so I would suggest you start by getting a hold of stock market activity written daily in your cities main paper, and/ or any of the larger national ones. I used to look at this (most out of curiosity, and to learn something extra), by looking for the market lists on a local hispanic paper, and also the Miami Herald_something which I haven’t done in at least a decade and don’t even know of this is still being listed.

Next, turn on CNN and/ or FOX (in cable), every saturday morning as early as possible; you’ll be able to catch quite a few programs. Be prepare to “want to turn off or change channel” when there’s a TV screen split in three while those three financial reporters on Fox talk their heads off about their dissenting views. But stick to it and you’ll probably learn a lot. And then there’s Neil Cavuto on FOX, and Ali Velshi on CNN, both of which are now heading newscasts, but have mostly been doing financial segments for years and both are extremely good. Can’t tell you though what time they’re on now. And, look around for what cable channel now has Erin Burnett. She used to be on CNBC, but I no longer have that channel. She is very young but she’s a real expert.

Maria asks…

I’m 16 and want to start investing in the stock market. What are some of long term options?

I have more or less $50-60 dollars that I want to start investing for the long run. What kind of stocks will do best for me in the long run? What stocks are safer and which are more risky?

John answers:

Congratulations on getting started at a young age. It’ll help you more than you know! You ask a very broad question, so be prepared for a pretty long answer. Just take it in chunks!

How to invest depends on what you already know. We’ll assume that you’re beginning.

A good primer is How to Make Money in Stocks by William O’Neil. You can get it cheap just about anywhere. It’s widely available new or used.

Another good one is one of Jim Cramer’s books.

But books will only get you so far. At some point, you’ll also want to get at least a little training. There are some great education companies if you want to make the investment. or are both very good companies as is

For free, you can start by visiting That’ll get you a pretty good primer so at least you’ll understand what the markets are and what a stock is, etc. If you get a chance, watch Mad Money on CNBC. Don’t trade any of his picks. Just use the show to get you to understand some basics and get a feel for the market itself.

Next, subscribe to something like investorsbusiness daily or something like that that can help you identify good stocks.

*** Do a quick search (at the top of the page) on ROTH IRAs. You’ll want to put some money in there. ***

Once you understand stocks, go to It’s a website that’ll help you understand options (what they do, how they work, etc). You don’t need to trade them, but the more you know, the more you’ll see how options can really be the safest way to invest (once you’re educated).

As you get more advanced, you might want a technical analysis book like Murphy’s Visual Investor or A Technical Analysis Course by Meyer.

If it’s discipline (which is crucial to successful trading), probably Trading in the Zone by Mark Douglas or Mastering the Trade by John Carter

I know that’s a LOT to absorb. Just take it one step at a time for now. Start with a book or two to give you an idea of where to begin.

Since you’re starting with a smaller amount of money, you’ll probably want to save up at least a few dollars so you don’t get eaten up by commissions (around $10-15/trade). When you have say $200 or so, you can put it into an ETF or into a growth stock. Meanwhile, you can always papertrade to practice (highly recommended).

Start slow, then as you figure things out, you can buy more shares.

Congrats again on getting started. If you have any questions, please let me know.

Hope this helps!

David asks…

A good way to make money in Animal Crossing City folk for the wii?

I just really need some money cause i want to pay off my loan so i can get my house bigger.

John answers:

I’ve found that in City Folk, like the other games in the series, the quickest way to make money is to get foreign fruit, and sell it. The original fruit in you town sells for only $100 bells, but foreign fruit sells for $500 bells. You can try to do other things, but when it comes down to it, fruit is the best way. Here is what you need to do to make money quick with fruit:

First, you’ll want to get a foreign fruit (one that isn’t the fruit you started with in the game). In order to do that, you’ll have to visit another person’s town. If you don’t know anyone else who has AC:CF, then I reccomend going to, and there’s people online 24/7 that will wi-fi with you. I’ve also heard that you can send a fruit by mail to another animal in town and they will send back a different fruit, I have not personally tried this though..

Second, go buy two shovels from Nooks. You won’t be able to buy them on the same day, so you’ll have to get them on separate days or TT (time travel) to another day to get one. Time traveling is very important when you want to make money quick. What you do is just choose “other things” when you start up your game and set the date to another one. This is really important in replenishing fruit as well.
Once you’ve gotten your two shovels, bury one. The next day, unbury it and you’ll have a golden shovel. The golden shovel almost guarantees that the fruit you plant will grow. When you bury fruit with a regular shovel, it will only grow some of the time.
With your golden shovel, bury the foreign fruit, and it will produce trees with three of the fruit you buried. Once I get enough fruit, I start making rows of trees right next to, and around my Nook’s store. That way, it is easy to quickly grab the fruit and sell it to Nooks. Just continue growing rows and rows of fruit trees and turning it in. A full load of fruit (15) will give you $7,500 bells in just one trip to Nooks. You start making money really quickly.

Once you’ve got yourself financially stable, the second best way to make money is to buy turnips. It really is an investment, and you can lose a lot (I lost 200,000 bells last week), so I would wait to do it until you’ve got some money. Basically, you buy turnips from the turnip lady on Sundays and exchange them at Nooks. His buying price changes throughout the week. It’s basically like playing the stock market. They call it the “stalk market” in the game.. Cheesy I know. Lol

So that’s my opinion. There’s many more ways to make money in the game, but this is the quickest from my 2+ years of experience. If you have any other questions on the game, send me over an email! 🙂 I’d be happy to help.

Chris asks…

Where I can find a good trusted company for a quick profite money in the stock market ?

I dont have mush money , but I need it as soon as possible , that’s why I think may be I can get good profit if I will work my money in the stock market by a trusting company . Any one could help or have any good suggestion ?

John answers:

When you are putting money into any type of stock, you will have to be able to bear the risk of the investment. In general the higher the potential for return, the higher amount of risk. This means that you could loose your investment just as fast as you wanted to make money. From the sound of it, you are unable to take risk because you said “I need it as soon as possible”. This would indicate a very low risk, very liquid investment.

You should not worry about the investment company as much as the financial advisor who is giving advice. There are good advisors at all firms, and there are also poor advisors everywhere. In general, the advisors in the larger firms (Merrill, JP Morgan, etc.) will only give investment advise to people that will open an account with 250K or higher.

Jenny asks…

How come the start up companies can make a better electric car than the Major Car companies?

Seems like the little start up companies are making better electric cars than the big automakers…why is that?

John answers:

Small companies can move faster. Large companies like GM take a long time to get anything done where the consensus of dozens of people is required to produce a new product. Large companies are so entrenched in we’ve been doing it this way for ## years and making money so we’ll keep doing it this way. GM had been developing the Volt for 2 years before the board of directors or the stock holders (not sure which) approved the entire project for production. Until then it was just a research project that when completed will end.

Small companies like Tesla only have a couple of people to make decisions and are more willing to take major risks. They have no solid business model so new products can be developed quicker.

Also when large companies fail to adapt a small company can move in to fill the void. GM didn’t want to make electric cars so they only made enough to keep the regulatory agencies of their back. As soon as GM no longer had to make the cars they destroyed them. This left a void that entrepreneurs like Tesla recognized and exploited.

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