Your Questions About Paper Trading Futures

Nancy asks…

Should letters be stopped from being printed by an editor?

I was sent this letter and wanted to hear people’s views on it, should letters like this be printed in local papers, or should they be stopped from being printed?
Newspapers simply won’t publish letters to the editor, which they
either deem politically incorrect (read below) or which don’t agree
with the philosophy they’re “pushing” on the public. This woman
wrote a great letter to the editor that should have been published –
but with your help it will get “published” via cyberspace!
Written in response to a series of letters to the editor in the
Orange County Register:
Dear Editor:
So many letter writers have based their arguments on how this land
is made up of immigrants. Ernie Lujan for one, suggests we should
tear down the Statue of Liberty because the people now in question
aren’t being treated the same as those who passed through Ellis
Island and other ports of entry.
Maybe we should turn to our history books and point out to people
like Mr.Lujan why today’s American is not willing to accept this new
kind of immigrant any longer. Back in 1900 when there was a rush
from all areas of Europe to come to the United States, people had to
get off a ship and stand in a long line in New York and be
documented. Some would even get down on their hands and knees and
kiss the ground. They made a pledge to uphold the laws and support
their new country in good and bad times. They made learning English
a primary rule in their new American households and some even
changed their names to blend in with their new home.
They had waved good-bye to their birthplace to give their children
a new life and did everything in their power to help their children
assimilate into one culture.
Nothing was handed to them. No free lunches, no welfare, no labour
laws to protect them. All they had were the skills and craftsmanship
they had brought with them to trade for a future of prosperity. Most
of their children came of age when World War II broke out. My father
fought along side men whose parents had come straight over from
Germany, Italy, France and Japan. None of these 1st generation
Americans ever gave any thought about what country their parents had
come from. They were Americans fighting Hitler, Mussolini and the
Emperor of Japan. They were defending the United States of America
as one people. When we liberated France, no one in those villages
were looking for the French-American or the German American or the
Irish American. The people of France saw only Americans. And we
carried one flag that represented one country. Not one of those
immigrant sons would have thought about picking up another country’s
flag and waving it to represent who they were. It would have been a
disgrace to their parents who had sacrificed so much to be here.
These immigrants truly knew what it meant to be an American. They
stirred the melting pot into one red, white and blue bowl.
And here we are in 2006 with a new kind of immigrant who wants the
same rights and privileges. Only they want to achieve it by playing
with a different set of rules, one that includes the entitlement
card and a guarantee of being faithful to their mother country. I’m
sorry, that’s not what being an American is all about. I believe
that the immigrants who landed on Ellis Island in the early 1900’s
deserve better than that for all the toil, hard work and sacrifice
in raising future generations to create a land that has become a
beacon for those legally searching for a better life. I think they
would be appalled that they are being used as an example by those
waving foreign country flags.
And for that suggestion about taking down the Statue of Liberty, it
happens to mean a lot to the citizens who are voting on the
immigration bill. I wouldn’t start talking about dismantling the
United States just yet.
P. S. Pass this on to everyone you know!!! KEEP THIS LETTER MOVING!!
I hope this letter gets read by millions of people all across the

John answers:

I have a degree in journalism and I can tell you this happens all the time. Newspapers gets tons of letters. They can’t possibly print them all, so they do have to make decisions on what to cut.

Legally, they are also responsible for whatever gets printed in their pages. (Even if one of their staff members did not write something, they can still get sued for it.) So they have to evaluate things written by the public for content. (They do the same for advertising.)

And, you’re right. Some also select letters to support their own editorial positions. (I’m not sure it’s ethical to leave out the opposition’s viewpoint if you’re trying to have a balanced telling of the news, however.)

The fact is, the First Amendment guarantees that the GOVERNMENT can’t try and censor your speech – and newspapers are private institutions. They CAN dictate what to leave out.

Laura asks…

Cosmetic Surgery Survey for my Research Paper (won’t take too long!)?

Cosmetic surgery is any non-medically necessary surgery or procedure, the primary purpose of which is to improve or change the appearance of any portion of the body, but which does not restore bodily function, correct a disease state, physical appearance or disfigurement caused by an accident, birth defect, or correct or naturally improve a physiological function.

DISCLAIMER: Should you feel uncomfortable answering any of the questions listed below, feel free to refrain from answering. Also, please keep the survey anonymous.

1. How old are you?
?Under 18

2. What is your ethnicity?
?Caucasian (white)
?Asian-Pacific Islander
?Native American

3. What are your political views?
?Very liberal
?Very conservative

4. Please indicate your highest level of education:
?High school student
?High school diploma
?Tech/trade school degree
?Associate’s degree
?Bachelor’s degree
?Master’s degree

5. Are you a U.S. citizen?

ANSWER either (((Strongly Agree, Agree, No Opinion, Disagree, Strongly Disagree))) for the questions below:

6. Cosmetic surgery should be banned for those under 18.

7. Cosmetic surgery should have stricter regulations? For example, limiting the number of procedures or surgeries one can have.

8. Cosmetic surgery should be banned altogether.

9. Every person should be free to decide whether he/she wants to have cosmetic surgery or not.

10. Surgeons should not waste their time and
skills on cosmetic surgery because it is an
unnecessary medical practice.

11. Have you ever had a cosmetic procedure done?

12. If yes, would you consider having further cosmetic surgery in the future?

13. Would you get a cosmetic procedure done if you had the chance or had enough money to?

John answers:

1. Under 18.

2. White.

3. Very conservative.

4. High school student.

5. Yeah.

6. True.

7. True.

8. False.

9. True.

10. False.

11. No.

12. No.

13. Maybe.

Daniel asks…

Question for an economic expert?

If there are any economic experts out there, I have a question: How is the financial bailout not a bailout of Wall Street?

Please correct me if my understanding of the situation is in error.

Here is what I ‘think’ the deal is:
In recent years, mortgages were allowed to be bundled based on risk and sold in the stock market. The stock market is basically a casino… you gamble on whether or not a stock will go up; hence, why the bundles were based on risk (credit standing of the mortgage owners).

Now this is just a piece of paper representing the bet on a specific bundle of mortgages. When the housing bubble popped and foreclosures came in large numbers, major losses were incurred to owners of these bundles… btw, of which most were financial institutes but not all. So, the SEC (and I have seen this before), in an attempt to stop the bleeding, froze this sector of trading… rendering these pieces of paper temporarily valueless until a future time… until there was a resolution. Reminds me of the Worldcom stock I owned that was frozen after a drastic decline following a finance fraud report.

Now here is where I am confused… these pieces of paper are not the actual mortgage. The mortgages are still sitting at x bank with z homeowner making payments to x bank or x bank is foreclosing on z homeowner for not paying.

So, from what I see, this entire finance rescue blah blah is all about putting a value to these pieces of paper to unfreeze this sector and make them exchangeable again.

Isn’t this a Wall Street bailout?

John answers:

You’ve got the idea generally. The reason why people quibble with the term “bailout” is because it has a connotation that the government is giving money to Wall Street banks for nothing in return. The government will be purchasing assets–like you said, to unfreeze the market–and holding onto them because . . . Well, because it can. So the government is getting something for its money and will recoup a portion of the money laid out if it can sell the assets in the future. What the government is basically doing is offering loan guarantees, since it will only lose money on mortgage-backed securities that go bust

With all that said, I think it is all semantics. Griping about whether or not this plan is a bailout does nothing to explain to people what is going on, nor does it change the fact that the market is not functioning. If people want to call it a bailout, it’s fine with me.

Mary asks…

Is it cheaper to scrap a 2001 Saab 95 6v w/ 126k miles to sell for parts or to sell in the paper/dealer ?

The alternator has konked out and before it was a battery, a coolant pump and a few minor other things. I’m tired of buying parts for repair. I owe about three thousand left on the car and I am pretty sure a dealer wouldn’t give me much for trade in. I’d like to break even or come darn close.

We can go down to 1 car in the very near future as an impending deployment is coming.


John answers:

You may be tired of fixing but think like a bean counter/accountant. An alternator is not that expensive. Old cars are not worth much as a trade in. Selling a car that needs an alternator really hurts the resale value; better to fix it first. Private party sales yield better results because you don’t have the dealer’s overhead and can still sell it for less than a dealer but more than trade in value. Good luck.

As far as parts, if you are handy, you could get the most from selling parts on ebay. However, it takes a whole lot of work to dismantle the car and you will have a wreck in your yard for at least a year. Someone may want a door then another will want something else. You also have to cover the car or animals will start living inside.

Paul asks…

woried about my educational future I feel deprived,what can I do?

I am a junior in high school and I want to go to collage. I have been a special education student since I was in the first grade. I took a test and scored just high enough that they could exit me from special education. The problem is they didn’t teach me any advanced math or English they just taught me how to function as an adult. Like how to balance a checkbook find the square foot of something, and how to fill out job application things like that. My teachers say I’m not strong in math and reading comprehension. They tell me that I’m probably not going to do well on the act/sat test. I am really good at computers and that is what I want to study the only thing that is going to hold me back is if I fail that test. I don’t think a tutor or learning program will help. I’ve thought about going to trade school but I don’t know if you need an act/sat test to get into trade school.
To me it’s not right to judge by whats on paper when they never taught me how to answer the question.

John answers:

If you wrote your question and comments yourself, I’d say you have some pretty good skills! You sound as if you are able to put some serious thought into this and able to consider what might be the best thing to do. If you have not already done so, have a serious discussion about this with your parents and your guidance counselor if your school has one.

You have to take control of your own destiny. You still have some time to work on skills. Check out the possibilities of getting some tutoring. Many communities have options for free tutoring through volunteers. Your high school may have a program where students tutor other students. If not, maybe this can be your opportunity to see if you can get one started. Does your high school offer an option where you could take an extra year to complete high school? This is an excellent option for many students. Also, I bellieve there are study guides available for those tests? Get a study guide and start working on it. Get help with it, and see what happens.

I would suggest you try to really figure out what it is you want to do in college. Based upon your level of ability, and if you truly “test just high enough to exit special education” then you have to figure out if your first choice is a reasonable option for you. If your first choice turns out to not be a reasonable option (as happens with lots of students), then see if there is some related field or career that would be of interest to you that is a reasonable choice. Remember that today people change jobs frequently, often try many things before they get to the one that is best for them. Keep your mind and options open.

I would suggest you not permit yourself to put energy into feeling deprived or blaming anyone. The past happened, and is past – it can’t come back. Take control of your life and begin to work toward what you want. That’s where you need to put your energy. Make the most of each day and move forward in samll steps. Face life and your future positively and assertively.

The past is history, tomorrow’s a mystery. Today is a gift – that’s why we call it the present. Do and be your best today. Work toward your goals. Tomorrow will come, and if you do your best today, tomorrow will take care of itself.

Good luck with the days ahead. I wish you all the best in you future.

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