How can i best save my money?
General Strategies on Saving Money and Earning More Money
Save as much money as you can! You’ll be surprised as to how quickly you can save a lot of money!
Here are a few suggestions:
Ways To Save Money
Ways To Earn More Money
(Updated on 08/07/2010)
Don’t go out to eat. Example: don’t eat out at restaurants.
If you are a teen or a young adult, you might want to hold a bake sale.
If you have a habit of buying new clothes very often, then resist the urge to buy new clothes for a little while. You could potentially save a good amount of money.
If you are a teen or a young adult, you may want to have a dog-walking service.
Don’t go out to watch new movies in theaters. Watch movies on your TV at home. Rent movies using Netflix.
If you are a teen, you may want to think about babysitting. You can babysit your neighbor’s children.
Don’t spend too much money when going out with friends. Have a budget in mind before you actually meet up with your friends.
If you are a teen, you could try to mow the lawn. Many of your neighbors probably want their lawns to be mowed at a fraction of the price that they pay others to do the same work.
Invest your money in a CD (certificate of deposit). You can hold your money in a CD for 6 months or even a year. It generally pays more interest than the interest you get from a traditional savings account from a bank.
If you are a teen, do chores around the house. Your parents will appreciate it and you might get some money for it.
If you like to invest your money in the stock market, then you may want to invest your money in a commodity, such as gold. The value/price of gold is expected to increase in the future.
If you are a teen, then make sure to save the money that you get from your allowance (if you get an allowance).
If you like to invest your money in the stock market, then you may want to invest your money in specific large-cap and medium-cap companies that you trust. Apple (Stock Symbol: AAPL) and Google (Stock Symbol: GOOG) are two such stocks where you can choose to invest your money.
Try to sell something of value that you are willing to part with. Sell your old stuff on websites where many people make purchases, such as ebay or craigslist. You could also sell your stuff through a garage sale or a yard sale.
Try to hold a donation drive where your family, close friends, neighbors, and other acquaintances will be able to help you out and donate a little bit of money.
If all else fails, borrow money from other people (brothers, sisters, close friends, relatives, grandparents, neighbors, acquaintances, etc.) in order to get a short-term loan.
If you are looking for low risk, then you should put your money in a Certificate of Deposit (CD).
Opionions on stock picks 2010?
So ive been looking at the Las Vegas Sands (LVS) and American International Group (AIG) and was wondering what other people think about these two companies?
…Long -term they should both make money……. And short term, AIG doing nicely as everybody who warned against them and shorted the stock are now scurrying to cover…..could see another 8 to 10 percent before leveling off…….
current stock market conditions?
I wanted to know if any other stock trader is having any difficulties making money in the stock market under these current economic conditions. I am a seasoned investor who can make money in the market even when the conditions are less than ideal. Under these current market conditions I am having trouble choosing the correct stocks that will bring a profit. I am a fundamental trader who holds a position anywhere from 1 month to 3 months. Are there any other seasoned investors who are coming across the same pitfalls and are there any tips you could give me on proper stock selection in this market and what sectors are doing well even in this poor economic conditions.
The short answer to your question is: no, you’re not alone. Fundamental analysis is still effective.
Consider looking for quality stocks with a 2 to 4 year time horizon provided you can part with your money for that period of time and can stomach the roller coaster rides. I find a good beer before opening those monthly investment statements help. The more dire economic forecasts don’t see recovery until 2010. A few permabears say we’ll never see a recovery but they are the minority.
Overnight stocking at wal mart???
I had an interview with one of the managers last night, I think I did pretty good and I was actually able to show myself to be quite confident(I’m actually kind of shy, lol.) She made sure I understood that if I got the position, that every night I came in it was too be all business, and that if something isn’t right that she’d be on me like a hawk, etc etc, and that my duties would be stocking, cleaning the parking lot, rounding up carts, cleaning bathrooms(if need be), and anything else that needs to be done, how I’d work with older people who may not be able to work as fast, etc etc (told them yes maam, no maam, and that I’d just have to pick up the pace to make up the time.) and after the interviews they had me sign a paper for a background check and said the drug test is friday. Afterwards I told them both to have a goodnight, and thanked them for the interview, and left. Do you think I’ve got the job? I’ve heard if they send you for a drug test, and you pass it and the background check, you have it, but their was 3 of us interviewing.
Also, what is it like on the overnight stocking position? I don’t wanna hear all these things about how they make you work crazy hard for low pay(here it’s 8.75 + a .50 differential for nights., and about 30 hours a week, which is better than both my previous jobs.). I can put up with it, I live at home for right now, I’m 19, and just looking to save money for school, and have some money to pay for my phone/insurance/anything else I need.
Walmart employed more than two million associates in 2010, including more than 1.4 million in the United States. An overnight stocker at this department store is responsible for placing merchandise in designated areas. These employees typically work between the hours of 10 p.m. And 7 a.m. And must meet several skills requirements to do their jobs successfully. The median hourly wage of Walmart sales associates, which include overnight stockers, in 2010 was $8.95, according to Payscale.com.
Overnight stockers at Walmart essentially are responsible for helping to get the store prepared every night for the next morning’s and day’s customers, according to JobLoft.com. They process freight, create new displays on endcaps and fill shelves with merchandise. They must stock this merchandise in a stable manner. After filling shelves with merchandise, they zone the store, which involves bringing stocked items forward so that shelves appear full and neat. They also ensure that individual items are in their correct locations. Walmart overnight stockers can work in a variety of departments, such as in grocery, housewares or health and beauty aids. They additionally must answer questions from overnight customers and follow the company’s “10-foot rule,” which requires associates to acknowledge and offer to help customers who are within 10 feet of them. In addition, they might be required to help gather outside shopping carts.
Overnight stockers at Walmart must follow safe work practices by keeping their work areas free of debris such as plastic and cardboard used to package the merchandise they stock. In addition, they should use pallet jacks carefully when transporting pallets of stock from one location to another, according to the Vancouver Sun. These individuals also are required to perform group warm-up stretches prior to beginning their stocking duties and must practice proper lifting techniques along with ladder and riser safety rules. They additionally should be knowledgeable about the store’s safety and emergency procedures and know how to address liquid and chemical spills.
Overnight stockers at Walmart should work well with minimal supervision and must work well in a team. These individuals additionally should be flexible to accommodate varying freight flows and customer demands. Walmart overnight stockers must have basic mathematics skills, which includes adding, subtracting, multiplying and dividing. They also must have reading skills.
Overnight stockers at Walmart must be able to consistently lift objects that weight about 40 lbs. Or more. These employees also should be prepared to walk and move constantly, bend and twist their bodies and squat to reach stock areas. In addition, stockers should be able to perform tasks involving firm grasping and should be able to reach above the shoulder and below the waste without trouble. These employees can work full-time or part-time. They often work weekends and holidays as well.
No specific education requirements exist for overnight stockers at Walmart. Overnight stockers undergo on-the-job training. They also are required to complete computer-based learning modules on various topics ranging from Occupational Safety and Health Administration standards to company diversity standards. A high school diploma or GED is helpful for employees, as they provide a background in important areas such as English, math and communication.
Read more: Job Description for an Overnight Stocker in Walmart | eHow.com http://www.ehow.com/about_6455384_job-description-overnight-stocker-walmart.html#ixzz1Xx0fz1nw
Any stock that give minimum 5%?
Is there any stock you believe that goes up at least 5% by end of the year 2010 from now?
Buy a call option for SLB (a solid oilfield service company) with a strike of $62.50 and an expiration of Jan.11, 2010 for $$4.80 and a put option for SLB with a strike of $65 and an expiration of Jan. 11,2010 for $5.30. Neglecting transaction costs, you would only need the stock price of Schlumberger to drop to $62 or rise to $65.50 to make your 5% The current price of the stock is $63.50 and the Bollinger bands are at $56.72 to 64.50 which means the 20 day standard deviation is about $1.94 so there’s about a 40% chance you’ll make your 5% in 20 days regardless of the direction the stock takes. You’ll probably have a 78% chance of making your 5% by the first week on January which is when you’ll need to close out your positions. Note, you have to expect to have to close out your position by either selling the options that are in the money first week of January or exercising them so it would be best to reserve enough cash to exercise them (note that closing the puts may involve buying stock to sell so you’ll need to allow time for the buy to settle before exercising the puts).
If you had a longer time frame, you could buy a call and put option out of the money and nail in a corresponding call or put once the stock price has changed enough for an out of the money option to lock in a no risk position and giving you 100% chance of a profit. Or you could short an overpriced call option (options are valued higher when they are further from expiration do to speculation on the stock prices) and go long on the call or the stock and hold the positions till just before the expirations, again guaranteeing a profit.
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